Sometime in 2012 it dawned on me that I felt rich.
I hadn’t won the lotto. I hadn’t inherited a fortune or married into wealth. And I wasn’t comparing myself to a subsistence farming family living deep in the Amazonian jungle. No, right here in middle class, suburban Australia*, I felt rich.
It seemed like I was the only one. I thought it best to keep my mouth shut – a difficult feat for me – when my friends and colleagues complained about how expensive life was. The media didn’t exactly paint a rosy picture either and I even had a great benchmark, what with the heated debate the previous year around whether a family income of $150K was considered rich or not. Since my husband and I weren’t making that much, what right did I have to feel rich? I’ll be honest, it’s not like I felt bad about it, but I did feel kind of guilty. I mean what made me so special?
Since then, things have only got better financially and I’ve spent countless hours mulling over the road to financial freedom. And what I’ve come to realise is that is all starts with your thoughts.
*Just to clarify, by global standards, middle class, suburban Australia is out of this world rich, but it can be hard to notice while trying to keep up with the Joneses.